It’s almost the end of 2013, and we’re nearing the holiday season. Besides eating all of the sweets and treats of Thanksgiving and Christmas in moderation (it is possible), another thing you should do is make an appointment with your dentist! You could potentially save hundreds of dollars by using your dental benefits before you ring in the new year of 2014. Although some dental insurance plans run on a fiscal year, most (possibly yours) run on a calendar year. If it does, check out these five reasons to schedule a check-up.
- Yearly Maximum — This is the maximum amount of money that your dental insurance plan will pay for your dental work within one year. Although the maximum varies between insurance companies, the average is around $1,000 a year. This renews each year (on the first of January if your plan follows a calendar year), providing another $1,000 for the next 12 months.
- Premiums — If you are paying the premiums for your dental insurance each month out of the year, you should take advantage of your benefits. Even if you don’t have a cavity and aren’t in need of a root canal, be sure to regularly schedule your dental cleanings. These cleanings, when maintained, help prevent and can detect early signs of cavities, gingivitis, oral cancer, and other dental issues.
- Don’t Avoid your Problems —If you decide to delay treatment for what might be a simple cavity, you risk a more extensive and expensive treatment down the line. You may think that your simple toothache is nothing of consequence, when it’s actually a cavity waiting to worsen into a root canal.